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Home warranty customers will want to note that selecting a less-expensive service fee will often increase their policy rates, while going with a higher fee will lower their rates. Liberty Home Guard offers 24/7 customer service via phone or live help chat so you know you’re actually receiving the right help and good service. If that’s not enough, Cinch provides a six-month guarantee on all covered repairs and even offers protection for unknown pre-existing issues with your appliances or systems. Cinch’s home warranty offerings have service fees that are much higher than most of its competitors. Although rates for pool and spa coverage may run a little bit high, the company does offer a unique add-on for saltwater pools that require technicians with specific skills and expertise to handle repairs. Customers also have the option to choose a service fee as low as $60, which can help lower their out-of-pocket costs when they need to file a claim.
Top home warranty companies in Arizona offer coverage on all of your essential home systems and appliances. Cinch Home Services ranks third on our list because its affordable home warranty plans still manage to provide great coverage. Cinch’s lowest priced plans start at $27.99 a month while most competitors would be at least $10 more. Cinch also continues to help homeowners save money by offering discounts and credits towards new appliances. A home warranty can protect you from the costs of replacing or repairing the major home systems and appliances in your home if they ever break down. In Arizona, where it’s not unusual for temperatures to exceed 100 degrees in the summer, home warranties help homeowners avoid severe financial burden when heating systems or other valuable items stop working.
The Advantages of Opting for One of the Best Home Warranty Companies in Arizona
You can take advantage of separate coverage of systems and appliances in the first two plans. The ShieldPlatinum plan offers combination coverage, including all the items of the other two. When considering their home warranty options, Arizona residents may gravitate toward companies that can give them more value for their money. Select Home Warranty offers different ways for customers to lower the cost of their policy while receiving free coverage that might otherwise cost extra with another home warranty. For instance, customers who opt to pay for a year’s worth of coverage in full, rather than make monthly installments, can receive a generous discount on their policy equivalent to 2 free months of coverage.
When comparing home warranty rates, customers may want to take into account any available discounts that can be applied to policies. Home warranty companies frequently offer different types of discounts that can help lower the cost of coverage. For instance, customers who agree to pay for a multi-year plan may receive a lower rate on their home warranty than customers who pay month to month on a 1-year policy. The Arizona desert can be harsh on home systems and appliances, causing them to wear down quicker than they might in other climates and locations. A reliable home warranty can be a major asset to Arizona homeowners who worry about their air conditioners, water heaters, refrigerators, and other items breaking down prematurely due to the state’s climate.
Common Home Repair Problems Faced By Arizona Homeowners
OneGuard Home Warranties provides different plans depending on whether you’re an existing homeowner or involved in a home purchase. These plans are only available in Arizona, Nevada and Texas, and they may include appliances, systems or both. Optional coverage is available as well, though availability varies by plan.
AHS also offers flexible payment options for those who may not be able to pay everything outright. Due to the AHS network of 16,000+ licensed contractors across the U.S., you will never struggle to find an excellent contractor in your area. Cinch Home Services’ Complete Home Plan supplements home insurance with a reimbursement allowance of up to $500, a benefit not offered by any other provider on this list. Read 870 Reviews Offers home warranties designed for real estate professionals in the home selling process. Costs vary by state but expect to pay around $600 to $700 per year for Platinum coverage.
What is the difference between a home warranty and homeowners insurance in AZ?
You likely wouldn’t want to go without air conditioning during a hot Phoenix summer, so it’s worth making sure your home’s cooling system is covered. Consider what other risks your home has and shop for coverage accordingly. Most home warranty companies will try to send one of their service technicians to your home within 48 hours of receiving your claim. However, it may be longer if you file a claim over the weekend or on a holiday.
This plan covers your interior gas line, interior gas restoration, exterior gas line, and exterior gas line restoration. In a real estate transaction, the seller typically pays for the home warranty if it's offered as part of the contract. However, if no warranty is offered by the seller, it's up to the buyer to purchase the coverage they want.If you’re already a homeowner, you’d typically pay for your own coverage too. OneGuard has very positive reviews from Arizona residents, giving it the second-highest ratio of 5-star to 1-star reviews in the state . Reviewers are enthusiastic about the company’s customer service in particular.
How We Chose the Best Home Warranty Companies in Arizona
Unlike other providers, HomeServe considers your utility provider before deciding what plans are available to you. For this reason, your quote may vary depending on your location, so it’s important to confirm that your desired coverage is available. We’ve rounded up the best home warranty companies in Arizona based on their coverage options for homeowners from Scottsdale to Flagstaff and everywhere in between. Read 264 Reviews Offers in-home service for repairs of qualifying appliances. The Service Protection Advantage plan, which provides extended warranties for any GE appliances, is provided through Assurant Inc. Read 1,994 Reviews Offers plans in Nevada, Arizona, Utah, Texas, Oregon and Idaho.
Arizona homes deal with a lot of issues related to their HVAC systems, electrical systems, and kitchen appliances, and American Home Shield's plans offers premium coverage to help stay on top of these issues. While plans from Liberty Home Guard cover the standard home appliances and major systems, its add-on options expand its coverage to include more than 38 unique items seldom covered by other providers. LHG’s add-on options include high-technology items such as pro-series appliances, instant hot water dispensers, electronics protection and central vacuums. ShieldSilver covers home systems, including your air conditioning, heating units, ductwork and water heaters. ShieldGold covers all the systems in the ShieldSilver plan plus nine essential appliances such as your cooktop, clothes washer and dryer. It covers all the items in the ShieldGold plan plus roof leak coverage up to $1,500, HVAC maintenance and code upgrades up to $1,000.
For appliances, AHS covers up to $3,000 with the ShieldGold plan and $6,000 with the ShieldPlatinum plan. Include the Silver Plan, which covers appliances; the Systems Plan, which covers systems; and the Gold and Platinum plans, which cover a combination of built-in systems and appliances. Read 2,128 Reviews Choose from four plans ranging from systems-only to Platinum combination coverage. Plans start at $34.99 a month, with discounts for pay-in-full or multiyear contracts. Read 1,559 Reviews Covers HVAC, plumbing and electrical repairs for systems and lines both in and outside your home. Provides coverage starting at $7.99 per month, though prices vary by location.
Most companies give full refunds if you terminate your contract within the first 30 days. The issue of broken-down appliances and systems is quite common in Florida due to the hot weather an.. It is difficult for most of your home appliances and systems to survive the heat of California. The cost of living in the city is about 30% higher than the national average.
In contrast, home warranties cover breakdowns inside your home that result from normal wear and tear and everyday use. Before making a final choice, we recommend getting quotes from several providers to compare coverage and prices customized to your needs and location. This plan covers exterior water service lines and exterior water service line restoration up to $7,000. Narrow down your options to home warranty companies in Arizona with good reputations, then request a quote from each so you can compare pricing. If you're getting a quote over the phone, be sure to ask for details about the contract’s length and terms, as well as specific information on coverage and limitations. We’ve compared this company’s plans based on select coverage items below.
A home warranty can complement a homeowners insurance policy quite well in some cases, so it may be worth purchasing both types of coverage. In some cases, customers may need to call their home warranty company to renew their plan, but they will likely be able to extend their policy online without needing to pick up a phone. It’s also possible that home warranty companies will renew plans automatically at the end of the coverage period. If that’s the case, homeowners may want to set a reminder for their renewal date so they can decide if they want to extend coverage before then. The option for customers to select their own technician who they know and trust to handle covered repairs. Home warranty companies may also have different approaches to scheduling technician appointments.
AFC Home Club
A plan that is $50 a month and covers six items, its much different than a plan that is $50 a month and covers 15 items. Always look at the specifics of the coverage that the plan has in place. The deeper the coverage, the better the chance you have of your next repair being covered. The average cost of a mid-tier home warranty plan in Arizona is approximately $45/month, while cheaper plans average around $35/month and total coverage plans average about $55/month. Toward your home insurance deductible if you need to file a claim during your home warranty plan term. Differ from many of its competitors due to the specialized nature of its plans.
Most companies will find a local contractor that’s a good fit for the job and then either put them in contact with the customer or set up an initial appointment themselves. However, some home warranty providers may give customers the option to choose their own technician, which may appeal to homeowners who have a preferred contractor they would like to use. Ahome warranty costsbetween $460 and $750 per year in premiums with service fees ranging from $75 to $125 per claim, according to our research of 40 home warranty companies. They offer excellent coverage of not only traditional home systems and appliances but also for well pumps and septic systems. This coverage may come in handy in a region that features mountains and forests.
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